Boat Surveying When Selling Your Boat
Article in Boat Insurance
Boat Surveying When Selling Your Boat
Doing a boat survey prior to selling your boat is important. The survey helps determine the condition and value of your boat in relative to standard criteria and gives the boat owner a boat-survey certificate which can be very useful in providing credibility to the maintenance and condition of your boat. The service of a marine survey is offered by many companies. Such company details are readily available over the internet. Here are a few basic aspects of a boat survey.
Why survey
The main utility of a survey before selling a boat is to gain more credibility for your boat. The marine survey certificate is important for insurance claims and for gaining the buyer’s trust. Trust is an important aspect of any business deal and a marine survey certificate gives credibility to the buyer’s trust on your
Tips On Financing Your Boat
Article in Boat Insurance
Tips On Financing Your Boat
I wanted to share some important tips that I have learned over the years about getting financing for your boat. Some of them may certainly be considered common sense, but we all need reminders occasionally to keep us from getting swayed by the excitement of getting a new boat.
Shop around for your boat loan. It is always wise to get at least three different quotes for your boat loan. Besides the obvious differences there are in the percentage rate you pay for your boat loan you can also pay different amounts for the down payment that is required, the number of years they are willing to finance the boat can vary, there may be a pre-payment penalty, and then there are possibly different points to pay and other various fees that may be charged by the lenders. Typically for a large boat you will have to put down a 20% down payment and they can finance the boat for up to twenty years, but this can all vary from lender to lender and on the boat you are
Loudoun Insurance – Don’t Float Your Boat – Until You Know It’s Protected
Article in Boat Insurance
Loudoun Insurance – Don’t Float Your Boat – Until You Know It’s Protected
Hereâs an article of great summer and timely information on boat insurance from South Riding / Loudoun insurance agent in more than Allstate, Khalid Umerani ⦠probably not relevant to our fleet, ââ pathetic canoes and rowboats, but certainly applicable to all residents of Northern Virginia to keep his ârealâ boats over Annapolis, Solomons Island / PAX River, Ocean City and more locally, near Alexandria, Occoquan or Lake Anna.
Americans love to take to the water, providing a sense of freedom and a sense of adventure (and perhaps a crab or two!). However, navigation can have a dark side, too. According to the U.S. Coast Guard, there were 5191 boating accidents reported in 2007 and Fairfax and Loudoun County, boat owners are not immune. However, this is probably just the tip of the iceberg. The Coast Guard believes that more than 80 percent of all shipping accidents are not reported.
Given the level of risk of accidents,
Negligence and Boat Crashes
Article in Boat Insurance
Negligence and Boat Crashes
Boating is a national past time among many Americans. During the hot summer afternoons, we escape to the coolness of local lakes and ponds. But with so many individuals on the water, is it possible to keep safe from boating crashes?
In 2005 alone, 697 fatalities and 3451 injuries were caused by recreational boating accidents, which are accidents occurring in any type of watercraft (motor boats, sailboats, inflatables, or houseboats). A negligent boating operator who is found to be at fault will most likely pay for damages, which can include property, medical, lost wages, pain and suffering, and punitive damages.
Types of accidents
According to the Coast Guard Recreational Boating Accident Report Database, boating accidents must be reported if:
. Death was a result;
. Injury required medical treatment beyond first aid;
. Damage to the vessel or other property was
Analyze The Costs Before You Buy A Boat
Article in Boat Insurance
Analyze The Costs Before You Buy A Boat
Owning a boat costs much more over time than the actual purchase and the fuel to run the boat. There are two types of costs associated with owning a boat: one-time costs like the actual purchase, titling and outfitting of the boat and ongoing costs like fuel, insurance, maintenance and docking.
When you purchase a boat, the first decision is to buy new or used. Used boats obviously cost less but may have fewer features and more wear than a new boat. Additionally, new boats often come with warranties. Buying a boat is similar to buying a car and shopping around for the best deal and the best financing can save you a lot of money up front. If you’re buying a new boat, dealers often charge a “commissioning” fee to cover the installation of any special equipment, tuning the engine and other post-purchase items. You will also have to pay sales tax and some states have a personal property tax that must be paid on boats over a certain size.
Article in Boat Insurance
Secure Your Boat and Reel in the Rewards As a boat owner, it is essential to fully protect your assets. Indeed, in addition to the initial financial outlay, the cost of boating equipment is high. Not only that, but research has shown that marine crime is on the increase. It is therefore vital that you install the right security measures. In doing so, you are helping to safeguard your property and may be eligible for lower insurance premiums! Due to the fact many leisure craft are left unattended for weeks or months at a time, they are attractive targets for thieves. However, there are certain steps that can be taken, in order to deter them. For instance, your boat should be securely moored at its location â river, estuary or harbour, for example â whilst any trailers need to be locked or immobilised. All windows, hatches and doors should also have strong locks attached to them, to prevent unwanted intruders from gaining inside access. Additionally, if itâs not possible to Article in Boat Insurance
Insurance Salvage Boat If you are buying a Salvage Boat then you should always go in for the option of Insurance Salvage Boat. With Insurance Salvage Boat solutions if the Salvage Boats are damaged then one can easily get them repaired. There are many Insurance companies, which offer the people with the option of Insurance Salvage Boat.
The Insurance Salvage Boat rates depend on the insurance company. Insurance Salvage Boat is not same for all Salvage Boats. The Insurance Salvage Boat depends on the kind of Boat, the year of the Boat etc. If you looking for good Insurance Salvage Boat solutions then the best thing would be to browse around. By doing so, you can come across a good Insurance company offering good Insurance Salvage Boat solutions. Before going for the option of Insurance Salvage Boat one should check out the Insurance guides, Insurance agents or the various Insurance companies. By checking out the same one can get information about Article in Boat Insurance
They Jumped Out of the Boat, but I’m on the Hook! There is no doubt that there is an incredible amount of excitement and fun to be had while enjoying the great outdoors in a boat speeding across the lake. However, with the pleasure comes responsibility and the liability situations that must be managed can be fairly frightening. Consumers often believe that boat insurance is unnecessary unless there is a substantial amount of money owed on the actual watercraft, but perhaps the most important component of adequate coverage is the liability protection. Every boat owner looks forward to the opportunity to spend time on the water with friends and family and virtually everyone shares the attitude that bad things will never happen to them. No matter how careful every occupant of the watercraft is, accidents can and do occur and the resulting injuries can be big trouble. Although the incident could have been completely beyond the control of the boater, they are often held liable for any injuries or Article in Boat Insurance
Affordable Boat Yacht Insurance Rates If you can get your hands on a uniquely tailored high policy boat yacht insurance, then the smart move for you is to make the most out of it. But just like anything else, before you completely decide to purchase something, you need to have a comprehensive understanding of the boat yacht insurance plan and whether it can provide you with what you need. When you are signing up for boat yacht insurance plans, you have to be meticulous and pay close attention to the details. Details pertain to the coverage and the claim responses of the plan. One boat yacht insurance plan may have a coverage that is not included in the other. With the help of the online boat yacht insurance quotes, you can easily compare the plans with each other and determine which provider can Article in Boat Insurance
Boat Liability Insurance A long and remembering ride on your newly bought, stylish and trendy boat â sounds great! But before that you have to get your boat insured. You may wonder why? Well the description of this article already states the idea behind getting your boats insured but I would like to explain it a bit further by giving an example to you. Â Now suppose, you want to experience an unforgettable trip to the beach near by your house and for that you wish to have your own boat. You donât have enough money to buy the boat; you started saving some money for this purpose and cut down your expenditures to the maximum level. After few monthsâ savings, at last you saved enough money to buy your own boat. You went to the best shop in your area and bought the trendiest and up-to-the-minute boat to fulfill the wish you longed for. You want your dream come true and you were so hasty that you didnât bother to get your boat insured just because you,Secure Your Boat and Reel in the Rewards
Insurance Salvage Boat
They Jumped Out of the Boat, but I’m on the Hook!
Affordable Boat Yacht Insurance Rates
Boat Liability Insurance